The RICP® educational curricula is considered by many to be the most complete and comprehensive program available to professional financial advisors looking to help their clients create sustainable retirement income. The rigorous curriculum helps advisors master retirement income planning, a key focus area not fully covered in other professional designation programs. From retirement portfolio management techniques and mitigation of plan risks to the proper use of products designed to produce income, employer-sponsored benefits and determining the best Social Security claiming age, the RICP® provides a wealth of practical information for advisors.
Using the most current techniques, RICP®s identify retirement income needs and objectives and evaluate a client‘s current situation relative to those goals. Individuals who earn a RICP® can provide expert advice on a broad range of retirement topics including income needs and objectives, estate issues and other risks to retirement income planning, Social Security, health insurance, housing decisions, and income taxation.